LONG TERM CARE INSURANCE IS:
• Tax-Free Income. Pays cash each month you are on claim.
• Is available to you, your spouse or partner at Group Rates.
• Return of up to 75% of the Premium at death if the benefit is not used.
• Guaranteed future purchase offers.
• Premium rates do not increase because of age, nor do benefits decrease with age.
• Plan is portable. (You can take it with you.)
• Plan may be offered to dependents, parents and siblings.
• 30% Discount if your spouse applies.
We offer Long Term Care Insurance from the best companies in the industry.
ANNUAL CARE COSTS IN NC
Home Health Aid: $40,040
Adult Day Care: $13,260
Assisted Living Facility: $35,280
Nursing Home Care: $73 - $83,000
EXAMPLE LTC GROUP RATES
• Age 35: $135.00 a year
• Age 45: $176.00 a year
• Age 55: $255.00 a year
• Age 65: $488.00 a year
*Rates vary based on age & health.
SPECIAL GROUP RATES WITH
As an employer, you know the importance of attracting and retaining high quality employees. Providing employee benefits such as health and life insurance are typical examples.
But did you know that 70% of Americans will need some form of assisted care in their lifetime? What can your employees do to ensure that something like this does not financially ruin them after working so hard for so many years? And where do they go to get this protection?
The answer is simple: They purchase a New Long Term Care plan through you, their employer. Just like the extra life insurance that employees often purchase at work. The majority of Long Term Care policies are purchased at the job site, not directly through an individual agent. It has the same features as the life insurance in that it portable when they leave, they can customize their own plan and there can be underwriting concessions when purchased in a group setting.
Carolina Insurance Market • 580 Davidson Gateway Drive, Davidson NC 28036 us
Provide Your Employees With The Opportunity to Have This Great Benefit At No Cost To Your Company.
WITH NO EMPLOYER COST.
LONG TERM CARE INSURANCE
CALL US: 704.896.1919