LONG TERM CARE INSURANCE
CALL US: 704.896.1919
Carolina Insurance Market • 580 Davidson Gateway Drive, Davidson NC 28036 us
We offer Long Term Care Insurance from the best companies in the industry.
EXAMPLE LTC PREMIUMS
• Age 35: $97.68 a year
• Age 45: $128.04 a year
• Age 55: $185.64 a year
• Age 65: $354.84 a year
* Rates vary based on age & health.
ANNUAL CARE COSTS IN NC
Home Health Aid: $40,040
Adult Day Care: $13,260
Assisted Living Facility: $35,280
Nursing Home Care: $73 - $83,000
PURCHASE $100,000 IN PROTECTION FOR AS LITTLE AS $10.40 A MONTH!
The 3 Myths About Long Term Care Insurance
MYTH #1: I don’t need it.
Did you know that 70% of all Americans will need some form of assisted care in their lifetime? And 45% of them will be under the age of 65.
The fact is that there is a much higher chance that someone you love will need assisted care at some point in their life than something happening to your car or home, yet virtually everyone has insurance protection in place for one of those.
MYTH #2: I’ve got it taken care of.
Did you know that the average cost for home health aides to help you in your home is a whopping $40,000 in North Carolina and EVEN MORE in many States? The cost of an assisted living center is over $70,000 a year. Most people do not account for this in their planning.
This is something that Medicare does not cover. How fast will you go through your life savings at those costs?
MYTH #3: I can’t afford it.
The NEW Long Term Care insurance may be the most affordable insurance you can buy. As the Example Rates shown on the right illustrate, the younger you buy the coverage, the lower your rate.