LONG TERM CARE INSURANCE

HEALTH INSURANCE

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HEALTH INSURANCE  •  LONG TERM CARE INSURANCE  •  VISION & DENTAL INSURANCE

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Contact Us Today!  Long Term Care Insurance: 704.896.1919Health Insurance: 704.896.1818


Carolina Insurance Market  •  580 Davidson Gateway Drive, Davidson NC 28036 us

We offer Long Term Care Insurance from the best companies in the industry.

LONG TERM CARE INSURANCE IS:
  • Tax-Free Income.  Pays cash each month you are on claim.
  • Available to you, your spouse or partner at affordable rates.
  • Return of up to 75% of the Premium at death if the benefit is not used.
  • Guaranteed future purchase offers.
  • Premium rates do not increase because of age, nor do benefits decrease with age.
  • Plan may be offered to dependents, parents  and siblings.
  • 30% Discount if your spouse applies.


Don't Miss This Opportunity To Purchase This Valuable Protection At Very Affordable Rates.  Contact Us Today!

EXAMPLE LTC PREMIUMS

•  Age 35:   $97.68 a year

•  Age 45:  $128.04 a year

•  Age 55:  $185.64 a year

•  Age 65:  $354.84 a year

* Rates vary based on age & health.

ANNUAL CARE COSTS IN NC

Home Health Aid:  $40,040

Adult Day Care: $13,260

Assisted Living Facility: $35,280

Nursing Home Care: $73 - $83,000


PURCHASE $100,000 IN PROTECTION FOR AS LITTLE AS $10.40 A MONTH!

INDIVIDUAL LONG TERM CARE INSURANCE

Protecting Your Assets


The 3 Myths About Long Term Care Insurance


MYTH #1:  I don’t need it.
Did you know that 70% of all Americans will need some form of assisted care in their lifetime?  And 45% of them will be under the age of 65.


The fact is that there is a much higher chance that someone you love will need assisted care at some point in their life than something happening to your car or home, yet virtually everyone has insurance protection in place for one of those.


MYTH #2:  I’ve got it taken care of.
Did you know that the average cost for home health aides to help you in your home is a whopping $40,000 in North Carolina and EVEN MORE in many States? The cost of an assisted living center is over $70,000 a year.  Most people do not account for this in their planning.
This is something that Medicare does not cover.  How fast will you go through your life savings at those costs?


MYTH #3:  I can’t afford it.
The NEW Long Term Care insurance may be the most affordable insurance you can buy. As the Example Rates shown on the right illustrate, the younger you buy the coverage, the lower your rate.